Checking Account

Professionals

Beneficiary

Minors

Checking Accounts

For individuals

Ahorra y opera en dólares con tu cuenta bancaria en Estados Unidos, descarga la app Tu Cuenta Dólar FACEBANK y solicítala desde la palma de tu mano, en minutos. Manéjala digitalmente a través de nuestra app, mueve tus sus fondos a través de cheques, tarjetas de débito, crédito, cheques electrónicos y transferencias electrónicas. Es compatible con Pipol Pay, PayPal, Payoneer, y otras plataformas de pagos similares.

Benefits

  • Transfers: Transfer funds within your own accounts as well as to other banks

  • Pagos de servicios nacionales e internacionales (Pueden aplicar restricciones)

  • Financial instruments: Checks, Debit Cards, E-checks, and wire transfers

  • Tailor-made customer service: Te atendemos en forma personal y resolvemos tus requerimientos de forma directa, rápida y segura.

INDIVIDUAL PROFESSIONAL ACCOUNTS

Supporting you along the way

We now offer accounts for professional individuals and entrepreneurs. Through this account, you can receive payments for your services or sales of up to $10,000. If your monthly income is over $10,000, you may need to create a company and open an account for it.

Benefits

  • The account may be opened with a primary user and an authorized user

  • You may request a debit card and secured credit card

  • You will have access to the Pipol Pay platform so you can send and receive funds

  • Same transaction fees as personal checking accounts

BENEFICIARY ACCOUNTS

Immediate distribution of funds

This account is a traditional checking account with the condition that, when the account holder is deceased, funds will be distributed immediately and equally amongst the authorized beneficiaries without having to wait for a court order (Probate).

While the primary user is alive, the beneficiaries do not hold any rights to the account and cannot access it. They will not have access to any information on funds deposited in the account. The account consists only of a primary user with no authorized users.

Benefits:

  • No need for additional documents e.g. a Trust

  • No additional costs

  • Confidential. Does not require you to give notice to beneficiaries that the account exists

  • No additional ID requirements

  • Distribution of funds is automatic, and no court order is required

  • In case of the account holder’s death, funds are automatically and quickly disbursed amongst beneficiaries

  • The primary user can rest assured that their wishes will be managed by the financial institution

ACCOUNTS FOR MINORS

Teach your children about financial responsibility

We offer our clients accounts tailored to individuals between the ages of 13 and 17. Through this account, users can request debit cards, credit cards, and the parent or legal guardian is not required to be the primary account holder.

Benefits

  • Easily transfer funds from any FACEBANK account to you children’s account, the funds will be immediately available to use with a debit card

  • Access to cash anywhere in the world using a Mastercard ATM

  • Credit cards report to US credit bureaus. This allows the user to start building credit without needing a social security number