{"id":3,"date":"2020-11-06T12:08:41","date_gmt":"2020-11-06T12:08:41","guid":{"rendered":"https:\/\/facebank.pr\/?page_id=3"},"modified":"2024-09-12T10:09:22","modified_gmt":"2024-09-12T14:09:22","slug":"politica-de-privacidad","status":"publish","type":"page","link":"https:\/\/facebank.pr\/en\/politica-de-privacidad\/","title":{"rendered":"P\u00e1gina de pol\u00edtica de privacidad"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1310.4px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><h2 style=\"text-align: left;\">Privacy of Consumer Financial Information <\/h2>\n<h3 style=\"text-align: left;\">Policy &amp; Program<\/h3>\n<h5>I. Purpose<\/h5>\n<p style=\"text-align: justify; \">The purpose of this policy is to ensure compliance with Gramm-Leach-Bliley Act (GLBA) information-sharing practices set forth by 12 CFR Part 1016 \u2013 Privacy of Consumer Financial Information within FACEBANK. This part applies only to <a href=\"https:\/\/www.law.cornell.edu\/definitions\/index.php?width=840&amp;height=800&amp;iframe=true&amp;def_id=241e03fc8fe2cdb07af3ce5ed9d23440&amp;term_occur=999&amp;term_src=Title:12:Chapter:X:Part:1016:1016.1\" class=\"external\">nonpublic personal information a<\/a>bout individuals who obtain financial products or services primarily for personal, family, or household purposes and is applicable to FACEBANK as a <a href=\"https:\/\/www.law.cornell.edu\/definitions\/index.php?width=840&amp;height=800&amp;iframe=true&amp;def_id=9f9b4dcd3103aefdaa7ca76d46081e1f&amp;term_occur=999&amp;term_src=Title:12:Chapter:X:Part:1016:1016.1\" class=\"external\">financial institutions f<\/a>or which the Bureau of Consumer Financial Protection (Bureau) has rulemaking authority pursuant to section 504(a)(1)(A) of the <a href=\"https:\/\/www.law.cornell.edu\/topn\/gramm-leach-bliley_act\" class=\"external\">Gramm-Leach-Bliley Act (<\/a>GLB Act). This part requires financial institutions to provide each consumer with a written privacy policy notice at the time the consumer relationship is established and annually thereafter. The privacy notice must explain the information-sharing practices. The notice must also identify the consumer\u2019s right to opt out of the information being shared with unaffiliated parties pursuant to the provisions of the Fair Credit Reporting Act. The unaffiliated parties receiving the Non-Public Personal Identifiable Information (NPPII) are held to the acceptance terms of the consumer under the original relationship agreement. Also, this act requires financial institutions to develop a written information security plan describing its processes and procedures for protecting clients\u2019 Non-Public PII. GLBA Non-Public PII guidelines apply to any non-public information, which is defined as information a customer may provide to facilitate a transaction or which is otherwise obtained by the institution. As a covered entity, FACEBANK must ensure compliance with this Policy &amp; Program in order to construct a thorough understanding of each department handling the nonpublic information, as well as develop and monitor the program to secure the information. If there are changes in how information is collected, stored, and used, the safeguards must be updated as well. The Federal government provides a set of standards for safeguarding customer information. Complying with this Part ensures the effective management of change while reducing risk. Changes include, but are not limited to: improvements, updates, and maintenances, among others. All changes must be evaluated, planned and monitored in order to minimize any adverse impact to FACEBANK&#8217;s operations.<\/p>\n<h5 style=\"text-align: justify; \"><strong>II. Scope<\/strong><\/h5>\n<p style=\"text-align: justify; \">The objective of this policy is to establish the general guidelines to ensure that FACEBANK and their affiliates safeguard the confidentiality of personal identifiable information (PII) gathered from customer records in paper, electronic or other forms, in order to protect customers\u2019 privacy and securely protect their sensitive personal information against unauthorized access. This policy applies to all FACEBANK personnel that collect, access, maintain, distribute, process, protect, store, use, transmit, dispose of, or otherwise handle NPPII. This policy establishes the general guidelines for handling NPPII, in order to prevent and limit noncompliance with GLBA on FACEBANK daily operations.<\/p>\n<p style=\"text-align: justify; \"> <span style=\"text-align: justify; color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Non-Public PII includes, but is not limited to, any information an individual gives you to get a financial product or service (for example, name, address, income, Social Security number, Passport\/VISA\/Government identification number or other information on an application), any information you get about an individual from a transaction involving your financial product(s) or service(s) (for example, the fact that an individual is your consumer or customer, account numbers, payment history, loan or deposit balances, and credit or debit card purchases), or any information you get about an individual in connection with providing a financial product or service (for example, information from court records or from a consumer report). PII does not include information that you have a reasonable basis to believe is lawfully made \u00abpublicly available.\u00bb In other words, information is not NPPII when you have taken steps to determine that the information is generally made lawfully available to the public and that the individual can direct that it not be made public and has not done so. Publicly Available information includes, but is not limited to, federal, state, or local government records made available to the public, such as information that is widely distributed through media like telephone books, newspapers, and websites that are available to the general public on an unrestricted basis, even if the site requires a password or fee for access.<\/span><\/p>\n<h5 style=\"text-align: justify; \"><strong>III. Definitions<\/strong><\/h5>\n<\/p>\n<ul>\n<li style=\"text-align: justify; \"><b><em>Affiliate<\/em>:<\/b> In any company that controls, is controlled by, or is under common control with FACEBANK.<\/li>\n<li style=\"text-align: justify; \"><b><em style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Consumer<\/em><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">:<\/span><\/b><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"> Is an individual or that individual\u2019s legal representative, who obtains or has obtained a financial product or service from Facebank that is to be used primarily for personal, family, or household purposes.<\/span><\/li>\n<li style=\"text-align: justify; \"><b><em style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Customer<\/em><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">:<\/span><\/b><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"> Is a consumer who has a continuing relationship between a consumer and Facebank under which Facebank provides one or more financial products or services to the consumer that are to be used primarily for personal, family, or household purposes.<\/span><\/li>\n<li style=\"text-align: justify; \"><b><em style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Financial service<\/em><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">:<\/span><\/b><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"> Includes, among other things, FACEBANK\u2019s evaluation, assistance or brokerage of information that is collated in connection with a request or an application from a consumer for a financial product or service.<\/span><\/li>\n<li style=\"text-align: justify; \"><em style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"><b>Nonaffiliated third party:<\/b><\/em><em style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"> <\/em><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Is any person except FACEBANK\u2019s affiliate or a person employed jointly by<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; \">FACEBANK and a company that is not the bank\u2019s affiliate.<\/p>\n<\/p>\n<ul>\n<li style=\"text-align: justify; \"><b><em>Non-Public Personal Identification Information (NPPII)<\/em>:<\/b> Is any information that is not publicly available and that a consumer provided to FACEBANK to obtain a financial product or service from the institution and\/or results from a transaction between the consumer and Facebank that involves a financial product or service obtained otherwise about a consumer in connection with providing a financial product or service.<\/li>\n<li style=\"text-align: justify; \"><b><em style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Opt Out<\/em><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">: <\/span><\/b><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">The right provided to customers and\/or consumers to discontinue the sharing of his\/her<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify; \">NPPII with a nonaffiliated third party.<\/p>\n<h5 style=\"text-align: justify; \"><strong>IV. Policy<\/strong><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"> <\/span><\/h5>\n<h6 style=\"text-align: justify; \"><b>Safeguards Over Information<\/b><\/h6>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; FACEBANK protects customer information to achieve confidentiality, integrity <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">and availability. Confidentiality means that NPPII is not available or disclosed to unauthorized persons. Integrity means that NPPII is not altered\/destroyed in an unauthorized manner. Availability means that NPPII is accessible and usable on demand by an authorized person.<\/span><\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; FACEBANK  attains administrative safeguards by implementing security measures that reduce risks\/vulnerabilities to a reasonable and appropriate level.<\/span><\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; FACEBANK  achieves physical safeguards by limiting physical access to its facilities while ensuring that authorized access is allowed and follows the appropriate procedures established.<\/span><\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; FACEBANK  achieves technical safeguards by implementing technical policies and procedures that allow only authorized users to access electronic <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">NPPII. Electronic measures must be put in place to confirm that NPPII has not been improperly altered or destroyed.<\/span><\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; FACEBANK  will achieve organizational safeguards by taking reasonable steps to cure any activity or practice that constitutes a material breach or violation. Violations include the failure to implement safeguards that reasonably and appropriately protect NPPII.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANK  will adopt reasonable and appropriate procedures to comply with this Policy. FACEBANK  must maintain written security procedures and written records of required actions, activities or assessments.<\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANK  must perform a risk assessment if a breach occurs to evaluate the probability of that the protected information has been compromised.<\/p>\n<p style=\"text-align: justify; \">Information<\/p>\n<h6 style=\"text-align: justify; \">Requirements for Notices\t<\/h6>\n<p style=\"text-align: justify; \">&#8211; Privacy notices must be clear and conspicuous and must accurately reflect <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">the institution&#8217;s privacy practices.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; The privacy notice will be provided so that each recipient can reasonably be expected to receive actual notice in writing or electronically.<\/p>\n<p style=\"text-align: justify; \">&#8211; Privacy notices will be available in FACEBANK \u2019 website.<\/p>\n<p style=\"text-align: justify; \">&#8211; The privacy notice includes the following information:<\/p>\n<ul>\n<li style=\"text-align: justify; \">Categories of information collected,<\/li>\n<li style=\"text-align: justify; \">Categories of information disclosed,<\/li>\n<li style=\"text-align: justify; \">Categories of affiliates and nonaffiliated third parties to whom FACEBANK  may disclose information,<\/li>\n<li style=\"text-align: justify; \">Policies and practices concerning the treatment of former customers\u2019 <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">information,<\/span><\/li>\n<li style=\"text-align: justify; \">Categories of information disclosed to nonaffiliated third parties that perform services for Facebank or functions on FACEBANK\u2019s behalf and categories of third parties with whom FACEBANK  has contracted<\/li>\n<li style=\"text-align: justify; \"><span style=\"background-color: var(--awb-bg-color-hover); color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform);\">An explanation of the opt-out right and methods for opting out, Policies and practices for protecting the security and confidentiality of information, and<\/span><\/li>\n<li style=\"text-align: justify; \">A statement that FACEBANK makes disclosures to other nonaffiliated third parties for everyday business purposes or as permitted by the law.<\/li>\n<\/ul>\n<h6 style=\"text-align: justify; \">Notice Duties to Customers\t<\/h6>\n<p style=\"text-align: justify; \">&#8211; FACEBANK  will provide an initial notice of its privacy policies and practices to <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">each customer, no later than the time a customer relationship is established.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; Gramm-Leach-Bliley Act (GLBA) gives rule making authority to the CFPB and modifies Regulation P on the requirements of Annual Notice indicating that <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">\u201cthe institutions are not required to deliver an annual privacy notice if: (i) <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Provide nonpublic personal information to nonaffiliated third parties only in <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color);\">accordance with the provisions of \u00a7 1016.13, \u00a7 1016.14, or \u00a7 1016.15; and (ii) Have not changed their policies and practices with regard to disclosing nonpublic personal information from the policies and practices that were disclosed to the customer under \u00a7 1016.6(a)(2) through (5) and (9) in the most recent privacy notice provided pursuant to this part.\u201d<\/span><\/p>\n<p style=\"text-align: justify; \">Therefore, it is the policy of Facebank to provide the ongoing annual Privacy Notice to existing customers only if at any giving point in time a change in policies and\/or practices occurs in regards to disclosing nonpublic personal information from the policies and practices that were disclosed to the customer under \u00a7 1016.6(a)(2) through (5) and (9) in the most recent privacy notice provided pursuant to this part.<\/p>\n<p style=\"text-align: justify; \">&#8211; A new notice will be provided to an existing customer when the customer obtains a new financial product or services, only if the initial or annual notice most recently provided to the customer was not accurate with respect to <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">the financial product or service.<\/span><\/p>\n<h6 style=\"text-align: justify; \">Information to be collected from Customers when Opening a New Account<\/h6>\n<p style=\"text-align: justify; \">&#8211; FACEBANK  will notify the customers of new account the requirement of the <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">following information: his\/her name, address, date of birth, profession, origin of income, and any other information that will allow the identification of the customer. This applies to both, deposits and credit accounts, and any other type of account offered by <\/span>FACEBANK <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">.<\/span><\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; <\/span>FACEBANK <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"> might also request the license ID, Passport or any other identification documents to the customer or representative, if applicable.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANK  will notify that they will reserve the right of requesting additional documents to the accounts primary signature, authorized signatures, and\/or origin of funds reflected on the account, and\/or customers\u2019 income.<\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANK  will notify that the client is not required to accept the disclaimers when opening a new account. If clients are not in agreement with the disclaimers, Facebank will close the new account and return the available funds by Check or via wire transfer without any cost to the client.<\/p>\n<p style=\"text-align: justify; \">&#8211; Information about the devices from which the customer access our <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">account origination platform and other data captured automatically <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">(such as operating system type, mobile device brand and model, IP <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">address, settings, and downloaded applications).<\/span><\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Information about customer location (geolocation), primarily used to <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">confirm that you are within the coverage area to offer you services, <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">among other purposes.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; List of contacts and installed apps from mobile devices to validate <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">the customer identity, prevent digital fraud, and verify the customer <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">profile. Information we Collect from Other Sources.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; Information collected for fraud prevention purposes and compliance <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">with reporting requirements.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; Data used for identity validation, information completion, or <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">correction, obtained from secure and reliable sources such as public <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">agencies, service providers, or business partners with whom we <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">collaborate.<\/span><\/p>\n<h6 style=\"text-align: justify; \">Opt Out <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Duties to <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Consumers<\/span><\/h6>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; FACEBANK will send an initial notice of its privacy policies and practices  via e-mail, providing this is the official method of communication, as all  customers must agree.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; The information sent to the consumer will include an opt-out notice. <\/p>\n<p style=\"text-align: justify; \">&#8211; The opt-out notice will allow a period of no less than 30 days  for the consumer to opt-out. <\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANK will notify its new clients that their account or <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">transaction information could be disclosed in the following <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">scenarios:<\/span><\/p>\n<ul>\n<li style=\"text-align: justify; \">Verification of existence and condition of clients account to third  party (e.g. credit bureau, merchants) <\/li>\n<li style=\"text-align: justify; \">Complying with warrants made from courts or governmental  agencies, <\/li>\n<li style=\"text-align: justify; \">When required in order to process or complete a transaction, \u25cf When the customer authorizes in writing, and <\/li>\n<li style=\"text-align: justify; \">When required or permitted by legislation and applicable laws. <\/li>\n<\/ul>\n<p style=\"text-align: justify; \">&#8211; FACEBANK will not disclose any nonpublic personal information to  non-affiliated third parties except under the enumerated <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">exceptions.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANKwill provide a revised notice before it begins to share a new  category of nonpublic personal information or shares information with a  new category of nonaffiliated third party in a manner that was not  described in the previous notice.<\/p>\n<h6 style=\"text-align: justify; \">Monitoring of <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Compliance<\/span><\/h6>\n<p style=\"text-align: justify; \">&#8211; FACEBANK has designated an officer that is not involved in the proper  execution of this policy, the task of monitoring the proper compliance  of this policy and\/or pertinent procedure.<\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; All recommendations identified as a result of the monitoring process  will be discussed with upper management in the Regulatory  Compliance Committee.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; Action plans and\/or corrective measures will be documented,  approved and distributed within the affected area and management. <\/p>\n<p style=\"text-align: justify; \">&#8211; The areas to be evaluated are: <\/p>\n<ul>\n<li style=\"text-align: justify; \">Initial privacy notice, <\/li>\n<li style=\"text-align: justify; \">Annual privacy notice (if considered applicable), <\/li>\n<li style=\"text-align: justify; \">Content privacy notice, <\/li>\n<li style=\"text-align: justify; \">No Opt-out notice, <\/li>\n<li style=\"text-align: justify; \">Revised notice, <\/li>\n<li style=\"text-align: justify; \">Delivery methods, <\/li>\n<li style=\"text-align: justify; \">Limits on disclosure to nonaffiliated third parties, <\/li>\n<li style=\"text-align: justify; \">Limits on disclosure and reuse of information, <\/li>\n<li style=\"text-align: justify; \">Roles and Responsibilities <\/li>\n<li style=\"text-align: justify; \">Exceptions to notice and opt-out requirements for processing  servicing transactions, and <\/li>\n<li style=\"text-align: justify; \">Other exceptions to notice and opt-out requirements.<\/li>\n<\/ul>\n<h6 style=\"text-align: justify; \">Response <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Program for <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Unauthorized <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Access to <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Customer<\/span><\/h6>\n<p style=\"text-align: justify; \">&#8211; FACEBANK has in place a risk-based response, including customer  notification procedures, to address unauthorized access to or use of  customer <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">information maintained by  <\/span>FACEBANK<span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\"> or its service provider that could <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">result in substantial harm or inconvenience to any customer, and  require disclosure of a data security breach if the covered entity  concludes that misuse of its information about a customer has  occurred or is reasonably possible, pursuant to the guidance,  substantial harm or inconvenience is most likely to result from  improper access to \u201csensitive customer information\u201d.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANK\u2019s response program general procedures are:<\/p>\n<ul>\n<li style=\"text-align: justify; \">Assessing through an investigation the nature and scope of an incident and identifying what customer information systems and types of customer information have been accessed or misused; assessing the situation could include the support of a third party, as considered necessary.<\/li>\n<li style=\"text-align: justify; \">Notifying its primary regulators once Facebank becomes aware of an incident involving unauthorized access to or use of<\/li>\n<li style=\"text-align: justify; \">sensitive customer information; consistent with the Agency\u2019s Suspicious Activity Report (\u201cSAR\u201d) regulations,<\/li>\n<li style=\"text-align: justify; \">Notifying appropriate law enforcement authorities;<\/li>\n<li style=\"text-align: justify; \">Taking appropriate steps to contain and control the incident to prevent further unauthorized access to or use of customer<\/li>\n<li style=\"text-align: justify; \">information (e.g., by monitoring, freezing, or closing affected accounts and preserving records and other evidence); and<\/li>\n<li style=\"text-align: justify; \">Notifying the affected customers when warranted. Customer notice may only be delayed if an appropriate law enforcement agency determines that notification will interfere with a criminal investigation and provides the institution with a written request for the delay.<\/li>\n<\/ul>\n<p style=\"text-align: justify; \">&#8211; FACEBANK has an affirmative duty to protect their customers\u2019 information against unauthorized access or use, and customer notification of a security breach involving the customers\u2019 information is a key part of that duty.<\/p>\n<h6 style=\"text-align: justify; \">Breach <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Notification <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Contents<\/span><\/h6>\n<p style=\"text-align: justify; \">&#8211; The contents of a breach notification should contain the following  elements: <\/p>\n<ul>\n<li style=\"text-align: justify; \">A general description of the incident, <\/li>\n<li style=\"text-align: justify; \">Type of information subject to unauthorized access, <\/li>\n<li style=\"text-align: justify; \">A telephone number customers can call for further information  and assistance, <\/li>\n<li style=\"text-align: justify; \">A reminder \u00abto remain vigilant\u00bb over the next 12 to 24 months, <\/li>\n<li style=\"text-align: justify; \">A recommendation that incidents of suspected identity theft be  reported promptly, and <\/li>\n<li style=\"text-align: justify; \">A general description of the steps taken by the financial  institution to protect the information from further unauthorized  access or use. <\/li>\n<li style=\"text-align: justify; \"> Depending on the situation, FACEBANK may choose to contact all customers affected by telephone or by electronic mail.<\/li>\n<\/ul>\n<h6 style=\"text-align: justify; \">Suspicious <span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Activity <\/span><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">Report (\u201cSAR\u201d)<\/span><\/h6>\n<p style=\"text-align: justify; \">&#8211; FACEBANK is required to file a suspicious activity report no later  than 30 calendar days after the date of initial detection of unusual  facts that may constitute a basis for filing a suspicious activity  report.<\/p>\n<p style=\"text-align: justify; \"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); font-weight: var(--awb-text-font-weight); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">&#8211; If no suspect was identified on the date of detection of the incident  requiring the filing, Facebank may delay filing a suspicious activity  report for an additional 30 calendar days to identify a suspect.<\/span><\/p>\n<p style=\"text-align: justify; \">&#8211; In no case shall reporting be delayed more than 60 calendar days  after the date of initial detection of a reportable transaction. <\/p>\n<p style=\"text-align: justify; \">&#8211; FACEBANK must use the regular channels in order to submit Suspicious Activity Reports.<\/p>\n<h4 style=\"text-align: justify; \">Amendments <\/h4>\n<p style=\"text-align: justify; \">This program\/policy is subject to review and revision to ensure compliance with current and future  laws and regulations. With the exception of modifications, supplements or updates necessitated by  changes in law, regulations or administrative requirements, or to ensure consistency with other Bank  policies, any proposed amendments to this Policy must be approved by FACEBANK Board of  Directors and\/or the Consumer Compliance Committee.  <\/p>\n<h4 style=\"text-align: justify; \">Validity <\/h4>\n<p style=\"text-align: justify; \">This policy will take effect on the effective date (approval date) established by the document. It is  provided that new procedures adopted in this policy must be integrated to FACEBANK\u2019s operation in  a term no longer than 90 days from the effective day. Human Resources will be responsible for the  notification to FACEBANK\u2019s employees\u2019 prior its implementation and the notification of any changes  the policy suffers after the effective date. Any employee who does not comply with the established  norms- could be reprimanded according to the progressive discipline process. <\/p><\/p>\n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>P\u00e1gina de pol\u00edtica de privacidad - Facebank<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/facebank.pr\/en\/politica-de-privacidad\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u00e1gina de pol\u00edtica de privacidad - Facebank\" \/>\n<meta property=\"og:url\" content=\"https:\/\/facebank.pr\/en\/politica-de-privacidad\/\" \/>\n<meta property=\"og:site_name\" content=\"Facebank\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/facebankinternationalcorp\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-12T14:09:22+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/facebank.pr\\\/politica-de-privacidad\\\/\",\"url\":\"https:\\\/\\\/facebank.pr\\\/politica-de-privacidad\\\/\",\"name\":\"P\u00e1gina de pol\u00edtica de privacidad - Facebank\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/facebank.pr\\\/#website\"},\"datePublished\":\"2020-11-06T12:08:41+00:00\",\"dateModified\":\"2024-09-12T14:09:22+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/facebank.pr\\\/politica-de-privacidad\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/facebank.pr\\\/politica-de-privacidad\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/facebank.pr\\\/politica-de-privacidad\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/facebank.pr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"P\u00e1gina de pol\u00edtica de privacidad\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/facebank.pr\\\/#website\",\"url\":\"https:\\\/\\\/facebank.pr\\\/\",\"name\":\"Facebank\",\"description\":\"Todo lo que quieres de tu banco\",\"publisher\":{\"@id\":\"https:\\\/\\\/facebank.pr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/facebank.pr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/facebank.pr\\\/#organization\",\"name\":\"FACEBANK INTERNATIONAL\",\"url\":\"https:\\\/\\\/facebank.pr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/facebank.pr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"http:\\\/\\\/facebank.pr\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/menu-logo-color-retina-ver-2.png\",\"contentUrl\":\"http:\\\/\\\/facebank.pr\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/menu-logo-color-retina-ver-2.png\",\"width\":342,\"height\":102,\"caption\":\"FACEBANK INTERNATIONAL\"},\"image\":{\"@id\":\"https:\\\/\\\/facebank.pr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/facebankinternationalcorp\",\"https:\\\/\\\/www.instagram.com\\\/facebankinternational\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/facebankinternationalcorp\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P\u00e1gina de pol\u00edtica de privacidad - Facebank","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/facebank.pr\/en\/politica-de-privacidad\/","og_locale":"en_US","og_type":"article","og_title":"P\u00e1gina de pol\u00edtica de privacidad - Facebank","og_url":"https:\/\/facebank.pr\/en\/politica-de-privacidad\/","og_site_name":"Facebank","article_publisher":"https:\/\/www.facebook.com\/facebankinternationalcorp","article_modified_time":"2024-09-12T14:09:22+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"12 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/facebank.pr\/politica-de-privacidad\/","url":"https:\/\/facebank.pr\/politica-de-privacidad\/","name":"P\u00e1gina de pol\u00edtica de privacidad - Facebank","isPartOf":{"@id":"https:\/\/facebank.pr\/#website"},"datePublished":"2020-11-06T12:08:41+00:00","dateModified":"2024-09-12T14:09:22+00:00","breadcrumb":{"@id":"https:\/\/facebank.pr\/politica-de-privacidad\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/facebank.pr\/politica-de-privacidad\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/facebank.pr\/politica-de-privacidad\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/facebank.pr\/"},{"@type":"ListItem","position":2,"name":"P\u00e1gina de pol\u00edtica de privacidad"}]},{"@type":"WebSite","@id":"https:\/\/facebank.pr\/#website","url":"https:\/\/facebank.pr\/","name":"Facebank","description":"Todo lo que quieres de tu banco","publisher":{"@id":"https:\/\/facebank.pr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/facebank.pr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/facebank.pr\/#organization","name":"FACEBANK INTERNATIONAL","url":"https:\/\/facebank.pr\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/facebank.pr\/#\/schema\/logo\/image\/","url":"http:\/\/facebank.pr\/wp-content\/uploads\/2021\/01\/menu-logo-color-retina-ver-2.png","contentUrl":"http:\/\/facebank.pr\/wp-content\/uploads\/2021\/01\/menu-logo-color-retina-ver-2.png","width":342,"height":102,"caption":"FACEBANK INTERNATIONAL"},"image":{"@id":"https:\/\/facebank.pr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/facebankinternationalcorp","https:\/\/www.instagram.com\/facebankinternational\/","https:\/\/www.linkedin.com\/company\/facebankinternationalcorp\/"]}]}},"_links":{"self":[{"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/pages\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":3,"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/pages\/3\/revisions"}],"predecessor-version":[{"id":4154,"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/pages\/3\/revisions\/4154"}],"wp:attachment":[{"href":"https:\/\/facebank.pr\/en\/wp-json\/wp\/v2\/media?parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}