FACEBANK proudly boasts a team of consummate professionals, led by a Board of Directors with a strong sense of commitment to innovation, service, responsibility, and transparency. Our team strives to be contemporary and innovative while remaining grounded in the traditional banking principles and fiscally responsible habits that have made the bank successful. Above all things, the FACEBANK team is a family, and we foster that same family atmosphere with our clients.
Mr. Julio Carbonell (BSBA Marketing and Finance) has more than 20 years of experience in the banking Industry. He started his career at Arthur Andersen (now Accenture) in the Financial Services consulting practice. Before joining FACEBANK, he held several positions in different banks in the USA and Latin America such as, President, Chief Financial Officer and Risk Management Officer. He is founding member of Florida Home Trust and Facebank. Mr. Carbonell is in charge of the Institution Management and also a member of all the committees.
Mr. Jairo Amaro (CPA) has more than 10 years of experience in the Banking Industry. He is a member of the Enhanced Committee of Financial Institutions of Puerto Rico's CPA College. He occupied positions as accountant and financial consultant in public and private banks. During his career, he has management the areas of profitability, budget, projections, taxes, Regulatory reports, Financial Statements and accounting in the banking industry. Mr. Amaro is in charge of the design, control and report of the bank’s financial condition. Also, he is member of the management, technology and audit committees and participates in special projects.
Mr. Carlos Pan (BSBA Computer Science) has more than 25 years of experience in the banking Industry. He started his career at Deloitte and Touche in the Information Technology consulting practice. Before joining FACEBANK, he held several positions in different banks in Latin America such as, Chief Information Officer, Chief Operations Officer and Chief Loan Officer. He is a founding member of Accusys Technology, a leading company in the Core Banking solutions sector and founding member of Florida Home Trust and Facebank. Mr. Pan is also a member of the Board and is in charge of the Institution's loan portfolio origination at Florida Home Trust Mortgage.
Mr. Lesner Castillo (BA and MA in Economics) has a wide experience in research in Latin America macroeconomics and the banking industry. He currently manages the Asset and Liability (ALCO), and contributes with the Audit and IBDF committees, in addition to advising the Board in corporate governance. Mr. Castillo manages the bank's investment portfolio and cash position, among others. He has completed courses at the University of Maryland, Robert H. Smith School of Business in Enterprise Risk Management and in Columbia/SIPA School of International and Public Affairs in macro financial policy in emerging markets. In addition, he is a Certified Associate in Anti-money Laundering (FIBA/FIU), has completed a certificate in "Leading with Finance" from Harvard Business School and the ABA certificate in Bank Financial Management, Mr. Castillo has passed level 1 of the CFA program.